Navigating Your Home Sale With Ease

Insights from a top producing Realtor

Are you contemplating a change in your living situation, wondering how to prepare your home for the market, or trying to figure out the logistics of buying a new home while selling your current one? The road to selling your home can be filled with questions, and I'm here to provide the answers.

Linda DeFilipppo Blog
Where to begin the journey?

Selling your home is more than a transaction; it's a transition from one chapter of life to the next. Knowing where to start is crucial. The process begins with a clear understanding of the market, an assessment of your home’s current value, and a strategic plan for listing. But how do you get your home ready to shine in the eyes of prospective buyers?

Steps to Get Your Home Market-Ready

Every successful sale starts with preparation—decluttering, repairing, staging, and capturing your home in the best light with professional photography. These steps not only enhance the appeal of your home but can also significantly increase its value. At our consultation, we'll delve into each step, providing practical advice for a stress-free preparation journey tailored for you and your home.

The Syncing of Selling and Buying

One of the most common conundrums is how to purchase a new home while selling your existing one. With a finely tuned strategy, it's possible to align these two processes for a smooth transition. By exploring options like bridge loans, contingencies, and leasebacks, homeowners can make the double move with confidence. I can’t wait to share with you how my past clients successfully accomplished this!

Why Choosing the Right Realtor Matters

As the Top Realtor for HH | Rand Realty in Rockland County, my accolades represent my unwavering commitment and underline the comprehensive service I offer to my clients. Leveraging hard-earned expertise and in-depth knowledge, my goal is to turn the complex process of selling your home into an informed, efficient, and rewarding experience.

Let’s Connect and Make Your Real Estate Decisions Informed Ones

Embarking on your real estate journey should be exciting, not daunting. I'm ready to lend my expertise, from the moment you consider a move to the instant you hand over your keys. Let’s discuss your needs, outline a tailored plan, and pave the way toward your goals with precision and peace of mind.

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Saving for a House

HOW TO SAVE FOR A HOUSE Mastering the Art of Saving: Some Tips to Trim Expenses and Boost Your Saving! When it comes to financial success, one of the key factors is effectively managing your expenses. Cutting back on unnecessary costs and implementing smart saving strategies can significantly impact your financial health. In this blog […]
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Know the Value of Your Home In a world where the financial market has been uncertain and unpredictable, the real estate market stands as a beacon of stability and opportunity. While other investment avenues have experienced volatility, the robustness of the real estate market has remained steadfast.  When it comes to managing our finances, we […]
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The Boomer Boom

The Boomer Boom Prepare to be amazed as we dive into the thrilling world of the Boomer Boom! The post-war generation and baby boomers are embarking on an exciting journey into the real estate market, and the results are nothing short of mind-blowing. These seasoned homeowners are selling their properties, some of which have seen […]
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HOW TO SAVE FOR A HOUSE

Mastering the Art of Saving: Some Tips to Trim Expenses and Boost Your Saving!

When it comes to financial success, one of the key factors is effectively managing your expenses. Cutting back on unnecessary costs and implementing smart saving strategies can significantly impact your financial health. In this blog post, we'll share some valuable tips on how to save money and cut expenses without sacrificing your quality of life. I would love to hear what tips you implement to create more wealth.

Real Estate with Linda DeFilippo, one of Howard Hanna | Rand Realty's top producing agents in Clarkstown, New York

1. Track and Analyze Your Spending

Start by understanding where your money is going. Keep a detailed record of your expenses and categorize them to identify areas where you can make cuts. Use budgeting apps or spreadsheets to streamline this process and get a clear picture of your financial habits.

2. Separate wants and needs

Distinguishing between wants and needs is essential for making informed spending decisions. Before making a purchase, ask yourself if it's something you truly need or simply a desire. By focusing on the essentials, you can eliminate unnecessary expenses.

3. Create a Realistic Budget

Developing a budget is an integral part of financial planning. Allocate your income to different expense categories, such as housing, transportation, groceries, and entertainment. Be sure to set aside some funds for savings as well. Stick to your budget consistently and adjust as needed to reach your goals.

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4. Cook at Home and Meal Prep

Eating out frequently can take a toll on your wallet. Instead, prepare meals at home and embrace the art of meal prepping. Not only will you save money, but you'll also have greater control over your diet, leading to potential health benefits.

5. Value Comparison and Bargain Hunting

Always compare prices before making a purchase. Take advantage of online shopping platforms and tools that help you find the best deals. Don't be afraid to negotiate or look for discounts, coupon codes, and loyalty programs to save even more.

6. Reduce Utility Expenses

Cutting down on utility costs can have a surprisingly significant impact. Use energy-efficient appliances, turn off lights when not in use, adjust thermostat settings, and conserve water where possible. These small changes can add up to considerable savings over time.

7. Review Subscription Services

Too many unused apps on your devices?  So many streaming services on your TV?  Take a closer look at subscription services you're currently enrolled in. Eliminate those you rarely use or don't need anymore. Consolidate services where possible to reduce monthly expenses. 

8. Consider DIY

Instead of outsourcing certain tasks and services, embrace a do-it-yourself attitude. From basic home repairs and maintenance to grooming and simple car maintenance, learning to handle these tasks yourself can save money in the long run.

9. Shop in Bulk

Be a savvy shopper by researching prices, waiting for sales, and buying in bulk when feasible. Make a shopping list and stick to it to avoid impulsive purchases. Consider purchasing generic brands, as they often offer comparable quality at a lower price.

10. Prioritize Debt Repayment

High-interest debts can drain your financial resources. Focus on paying down debts strategically, starting with those with the highest interest rates. As you eliminate debt, redirect the funds towards savings and investments.

By implementing these practical tips, you'll be well on your way to cutting expenses and building a healthy savings account. Remember, it's not about depriving yourself but making intentional choices that align with your financial goals. With careful planning, discipline, and a commitment to long-term financial health, you can achieve lasting success.

I would love to hear what ideas you have in place for cutting expenses and building savings!

Be the first to know about new listings in the Clarkstown area. Sign up for real estate updates with Linda here:

More from our blog:

Rockland 2022 Market

Linda DeFilippo | Rockland County Real Estate 2022 Rockland County’s 2022 Real Estate Market Rockland County MarketSnapshot 2022 (based on single family homes) along with the stats of each of our five Towns. As Wall Street took heavy losses in 2022, Rockland’s Real estate Market had positive gains. It has to be admired how Real Estate continues […]
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New City home for sale in Rockland County New York listed by Linda DeFilippo

August 2022 Stats

Linda DeFilippo | Rockland County Real Estate | August 2022 $170,325,116 Sums up the August Volume for Single-Family Home Sales in Rockland County Rockland County’s Real Estate Market for August continued to show the market is still robust contrary to what national news reports.  Based on single family homes, the county had 237 new inventory, […]
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Know the Value of Your Home

Know the Value of Your Home In a world where the financial market has been uncertain and unpredictable, the real estate market stands as a beacon of stability and opportunity. While other investment avenues have experienced volatility, the robustness of the real estate market has remained steadfast.  When it comes to managing our finances, we […]
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Navigating Your Home Sale with Ease

Navigating Your Home Sale With Ease Insights from a top producing Realtor Are you contemplating a change in your living situation, wondering how to prepare your home for the market, or trying to figure out the logistics of buying a new home while selling your current one? The road to selling your home can be […]
Read More

The Boomer Boom

The Boomer Boom Prepare to be amazed as we dive into the thrilling world of the Boomer Boom! The post-war generation and baby boomers are embarking on an exciting journey into the real estate market, and the results are nothing short of mind-blowing. These seasoned homeowners are selling their properties, some of which have seen […]
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What’s Your Home Value

Has your home appreciated? Everyone wants to know the value of their home. Here, we’re looking back to numbers from 2002 to see how much homes in Rockland County have appreciated. For an instant valuation of your home, head over to our Home Value Estimator. For the most accurate pricing, give me a call at […]
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Know the Value of Your Home

In a world where the financial market has been uncertain and unpredictable, the real estate market stands as a beacon of stability and opportunity.

While other investment avenues have experienced volatility, the robustness of the real estate market has remained steadfast.  When it comes to managing our finances, we often focus on investments such as stocks, bonds, or retirement accounts. While these are undoubtedly essential aspects of our financial well-being, there's another significant asset that should not be overlooked – our homes.

Understanding the value of your home is just as important as knowing what your other investments are worth. In this blog post, we'll explore why knowing your home's value is crucial for financial awareness and overall wealth management.

Real Estate with Linda DeFilippo, one of Howard Hanna | Rand Realty's top producing agents in Clarkstown, New York

1. Asset Diversification

For many individuals and families, their home represents a significant portion of their overall wealth. By having a clear understanding of your home's value, you can accurately assess the diversification of your assets. This knowledge allows you to make informed decisions about potential reallocation or adjustments to balance your portfolio effectively.

2. Net Worth Assessment

Calculating your net worth involves tallying up all your assets and liabilities. Your home plays a crucial role in this calculation as it contributes to your overall net worth. By regularly updating and understanding the current value of your home, you gain a more accurate picture of your financial standing and can track progress towards achieving long-term financial goals.

3. Financial Planning

Knowing the value of your home enables you to make more informed financial decisions. It provides clarity when considering options such as refinancing, obtaining a home equity line of credit (HELOC), or even deciding if it's an opportune time.

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4. Your Next Move

In addition to the financial benefits, knowing your home's value plays a critical role in planning for the future. If you're considering making any moves in the coming years, such as upsizing, downsizing, or relocating, understanding the value of your current home can be one of the first steps in the decision-making process. It provides valuable insights into what your next home could be and helps align your goals with your financial capabilities. By having this knowledge upfront, you can confidently explore options that meet both your lifestyle needs and financial objectives.

In the world of financial awareness and wealth management, knowing your home's value is just as important as understanding the value of your other investments. It provides a holistic view of your net worth, allows for asset diversification, and aids in making informed financial decisions.

As a real estate professional, it is my duty and pleasure to offer you a complimentary home valuation service, just as you would consult with any financial advisor. Don't hesitate to reach out to me today to learn the current market value of your home. Together, we can ensure that you have a comprehensive understanding of your assets and empower you to make sound financial choices for a secure future. Contact me now to schedule your free home valuation!

Be the first to know about new listings in the Clarsktown area (and yes - you can customize your home search to include updated kitchens!). Sign up for real estate updates with Linda here:

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The Boomer Boom

Prepare to be amazed as we dive into the thrilling world of the Boomer Boom! The post-war generation and baby boomers are embarking on an exciting journey into the real estate market, and the results are nothing short of mind-blowing.

These seasoned homeowners are selling their properties, some of which have seen minimal updates, and they're walking away with jaw-dropping profits. In this electrifying blog post, we're about to unveil the secrets of how savvy boomers are turning the real estate game into amazing profits.

Brace yourselves because their homes are hot!

Real Estate with Linda DeFilippo, one of Howard Hanna | Rand Realty's top producing agents in Clarkstown, New York

Boomer Boom (1)

1. The Boomer Advantage

Hold onto your seats because we're about to reveal the ultimate advantage that baby boomers have up their sleeves. They bought their homes at prices that seem completely unbelievable! Picture this: they acquired their homes for less than what most cars cost today!

2. Rising Property Values

With property values skyrocketing, Boomers are riding this rise without having to lift a finger on costly renovations. It's like they're sitting on a goldmine, and the gold keeps getting shinier!

3. Minimal Updates, Maximum Returns

These boomers are the masters of turning minimal into monumental. While everyone else is blowing their budgets on renovations, boomers are keeping things original. They're proving that you don't need a fancy overhaul to make big bucks. It's a testament to their generation of the know how’s of taking care of their belongings in ways that other generations just don’t understand.  They are believers of not wasting or discarding things – and it's paying off big time!

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4. Downsizing Opportunities

The adventure doesn't end here. Boomers are seizing the opportunity to downsize and embrace a simpler, more carefree lifestyle. By trading their larger homes for cozy, manageable spaces, they're not only reducing maintenance hassles but also unlocking equity for grand adventures and smart investments. It's like they've discovered the fountain of youth for their finances!

5. Expert Guidance

But wait, there's more! To navigate this wild real estate rollercoaster effectively, boomers are teaming up with seasoned real estate pros who are like the experts of their local real estate market. With their expert guidance, boomers are maximizing on their family homes!

The numbers speak for themselves!

IfYouBought-Rockland (1)

In a world where the real estate market is sizzling with excitement, baby boomers are the true heroes. They're selling their homes and raking in epic returns. With property values soaring and minimal updates, they're basically wizards of wealth creation. If you're a boomer eyeing the potential of selling your home, the time is now!

Reach out to me today to learn more about how I can help you sell your home quickly and for top dollar. Let's make your real estate dreams a reality!

Be the first to know about new listings in the Clarsktown area like this beautiful home at 11 Lisa Lane in New City (and yes - you can customize your home search to include updated kitchens!). Sign up for real estate updates with Linda here:

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Clearing out an elderly person's home

It's not just about clearing a space; it's about preserving the love and memories that made that space a home.

Real Estate with Linda DeFilippo, one of Howard Hanna | Rand Realty's top producing agents in Clarkstown, New York

Clearing out an elderly person's home

Clearing out a home belonging to an elderly relative can be an emotionally challenging task. It often involves navigating a sea of memories, cherished possessions, and a lifetime of accumulated belongings. However, with the right approach, you can make this process more efficient and empathetic. In this blog, we'll explore some strategies to help you clear out your elder relative's home with sensitivity and efficiency.

1. Plan Ahead

Before diving into the process, create a clear plan. Identify your goals, set a timeline, and enlist the help of family members or friends. Having a roadmap will keep you organized and minimize stress.

2. Communication is Key

Talk to your elderly relative about the process. Be empathetic and understanding of their feelings. Discuss what items they'd like to keep and what can be donated or discarded. Their input is invaluable.

3. Sorting System

Establish a sorting system to categorize items into "keep," "donate," "sell," and "discard" piles. Encourage your relative to participate in this process to ensure their wishes are respected.

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4. Prioritize Sentimental Items

Start by focusing on sentimental items. These hold the most emotional weight and can be the most challenging to part with. Create a special box for these treasures, and consider taking photos of items you decide to let go.

5. Professional Appraisals

For valuable items like antiques or collectibles, consult with a professional appraiser to ensure you get a fair assessment of their worth. This can help with decisions about selling or donating.

6. Donations and Recycling

Find local charities, shelters, or organizations that accept donations of furniture, clothing, and household items. Recycling centers can help dispose of electronics, appliances, and other items in an eco-friendly manner.

7. Selling Items

If there are valuable items your relative wishes to sell, consider using online platforms, estate sales, or consignment shops. Proceeds can be used for their care or to support their chosen charities.

8. Document Important Information

While clearing out the home, keep an eye out for essential documents like wills, financial records, and healthcare directives. Ensure they are safely stored and easily accessible.

9. Seek Professional Help

If the task becomes overwhelming, consider hiring professional organizers or estate clean-out services. They can bring expertise and efficiency to the process.

10. Preserve Memories

Scan old photos and documents to create digital archives, preserving memories while reducing physical clutter. Create scrapbooks or albums to honor family history.

11. Emotional Support

Remember that this process can be emotionally taxing. Offer emotional support to your elderly relative and yourself. Encourage open conversations and acknowledge the feelings that arise.

Clearing out an elderly relative's home is a task that requires both empathy and efficiency. By planning ahead, communicating openly, and approaching the process with sensitivity, you can honor your loved one's memories while ensuring a smooth transition. Remember that it's not just about clearing a space; it's about preserving the love and memories that made that space a home.

Having supported numerous families in the process of clearing out elderly relatives' homes, I bring valuable experience and expertise to the table.  I have the resources of vendors to assist as well.  If you're interested in learning more or seeking guidance, don't hesitate to reach out to me. Let's have a confidential conversation to address your specific needs effectively. Contact me today.

Be the first to know about new listings in the Clarsktown area like this beautiful home at 11 Lisa Lane in New City (and yes - you can customize your home search to include updated kitchens!). Sign up for real estate updates with Linda here:

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Kitchen Remodels

Linda DeFilippo, one of Howard Hanna | Rand Realty's top producing agents in Clarkstown, New York knows the home updates today's buyers are looking for - and the kitchen is top of the list.

Linda DeFilippo Real Estate Blog

Home in West Nyack, New York listed by Linda DeFilippo

Oh the heart of the home! The kitchen is where families gather to cook, eat, and socialize. Buyers are looking for kitchens that are functional and inviting, and an updated kitchen can make a big difference. But, are kitchen updates worth the time, money and effort when you're thinking about selling? Linda DeFilippo, a top real estate agent in Clarkstown, New York gives her insight on the topic:

"All of the homes that I've had on the market so far this year that had an updated kitchen, the impression that it left on buyers, I'll tell you - it was everlasting."

What does Linda know about buyers and their tastes? Of the hundreds of homes Linda has sold in her two-plus decades of being in real estate, over half of her clients have been buyers. Every week Linda is out with clients guiding them through their home search. She has her finger on the pulse when it comes to what the modern Rockland County buyer is searching for, and uses that insight to help guide her clients when they're selling their home.

Here are 4 reasons Linda finds a kitchen remodel to be one of the greatest updates you can do before selling your home.

Linda DeFilippo

Home in New City, New York listed by Linda DeFilippo

1. An Inviting Impression

Upgrading your kitchen can enhance the overall appearance and make it more appealing to potential buyers. Modern and attractive kitchen designs can leave a lasting impression and increase the perceived value of your home, all while making your home feel warm and inviting. For any buyer who loves to entertain, an inviting space, the kitchen especially, is going to be important!

Homes with updated kitchens in New City, New York

Home in New City, New York listed by Linda DeFilippo

2. Enhanced Functionality

If your kitchen is from the 1900s, it's probably the perfect contender for a remodel. Our lifestyles have changed a lot over the last few years, let alone last few decades, and with that, the way in which we live in our homes has changed as well. A well-designed kitchen remodel can optimize the layout, storage, and workspace, making it more functional for the modern day homeowner. Buyers are often willing to pay more for a kitchen that offers a great layout with added convenience and ease of use.

3. Competitive Advantage

Even in a "hot" real estate market like we've been experiencing since 2020, having a recently remodeled kitchen can give your home an edge over similar properties, attracting more potential buyers and possibly leading to faster sales. For the average homebuyer, the less work they have to do when they move in, the better. Give your home the competitive edge with an updated kitchen that compliments the rest of your home!

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4. Energy Efficient

New appliances and light fixtures can help to reduce energy costs. This is a major selling point for buyers who appreciate the savings on their energy bills. A study by the National Association of Realtors found that homes with energy efficient appliances sell for an average of $10,000 more than homes with outdated appliances.

Looking for ways to save on energy without spending a dime? Appliances that are turned off but plugged in can still draw energy, so remember to unplug your smaller appliances when not in use!

Kitchens with updated homes in Clarkstown, New York

Home in New City, New York listed by Linda DeFilippo

Don't forget, it's essential to strike a balance between the cost of the remodel and the potential increase in home value. Over-investing in a kitchen remodel might not always yield a proportional increase in the property's selling price. It's a good idea to research local real estate trends and consult with a real estate agent or an appraiser to make informed decisions about your remodel project.
If you have questions about your home or others in Rockland County, reach out to Linda DeFilippo to tap into her years of guidance and expertise.

Be the first to know about new listings in the Clarsktown area like this beautiful home at 11 Lisa Lane in New City (and yes - you can customize your home search to include updated kitchens!). Sign up for real estate updates with Linda here:

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Linda DeFilippo | Rockland County Real Estate 2023

Rockland County's April 2023 Real Estate Market

Linda DeFilippo Rockland County
The median sales price for single family homes in Rockland County has increased to $665,000! That is a $35K gain from last month.
What is clearly driving these gains is the lack of inventory throughout the County.  This April we only had 191 single family homes come on the market. April 2022 we had 285 homes listed, and going back to April 2021 we had 319 homes come on the market. This decline in inventory is creating a buyer demand I have never seen before in the 21 years I have been selling Real Estate. This buyer demand is actually creating record breaking sales prices in some neighborhoods.
It is an amazing time to be a seller! I have listed 12 homes this year so far, and each of my sellers have had bidding wars and received over asking offers on their homes. The buyers are driving up the price as they continue to bid against each other.
Despite the volatility with mortgage rates, buyers have gotten through the sticker shock of the rate increases from last year and are still determined to buy real estate!

Another factor feeding this buyer demand is the increase in rental prices.  They too have gone through the roof. The average Rockland County single family home with 1900 sq feet rents for $4,000 a month.

If you want to talk more about the Real Estate Market in Rockland County, please feel free to reach out to me.  I would love an opportunity to Talk Real Estate With You.

Our goal is to provide you with the latest market stats for the neighborhoods you love. To get personal insights delivered directly to your inbox, sign up for our Neighborhood Newsletter here.

Has your home appreciated?

Everyone wants to know the value of their home. Here, we're looking back to numbers from 2002 to see how much homes in Rockland County have appreciated.

For an instant valuation of your home, head over to our Home Value Estimator. For the most accurate pricing, give me a call at (845) 825-7373 or send me an email at linda.defilippo@randrealty.com
Home in New City, NY

Home Values in Rockland County:

The ‘If You Bought In’ chart shows off the appreciation of homes in Rockland County year over year since 2002.  It measures the percentage change of the average sales price from the year you purchased to the present time.

This is great to use as a gauge of the overall Real Estate Market for Rockland.  It obviously does not depict your home and its upgrades, additions, location, etc.  but does give a general idea of how the market has changed since the year you purchased.

Of course, there are many homeowners in Rockland County that are in the same home they purchased prior to 2002. Reach out to me and I can provide a customized real estate market analysis for you.

Contact me and Let’s Talk about Real Estate!

Ready to check your home value?

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Linda DeFilippo | Rockland County Real Estate 2022

Rockland County's 2022 Real Estate Market

Rockland County MarketSnapshot 2022 (based on single family homes) along with the stats of each of our five Towns.
As Wall Street took heavy losses in 2022, Rockland's Real estate Market had positive gains. It has to be admired how Real Estate continues to sustain the difficult economic times we continue to face.
The big takeaway is our overall medium sales price for 2022 is $636,750.  This is a 13% increase from 2021.
Other outcomes from the Market Snapshot is how the Town of Ramapo continues to hold the highest medium price at $725,000. The Town of Clarkstown had the most sales and the Town of Haverstraw had the shortest days on market.
Not showing on the Snapshot is the overall sales through Rockland including all types of properties from land to commercial. Totaling 3,028 sales transactions.  This comes to $1,832,751,231 fueling the real estate industry here in beautiful Rockland County.

Our goal is to provide you with the latest market stats for the neighborhoods you love. To get personal insights delivered directly to your inbox, sign up for our Neighborhood Newsletter here.

Linda DeFilippo | Rockland County Real Estate | November 2022

November's Market Showed Buyer Demand is Still High in Rockland County

Rockland County Market Snapshot for November 2022 along with the stats of each of our five Towns.

The new inventory and the written contracts have once again declined from the prior month. However, since our market is seasonal; it is expected this time of year. The time homes are spending on the market is still extremely low compared to pre-2020, averaging at just 25 days. This certainly shows the strong demand from buyers.

Haverstraw leads the county with the shortest days on market. Clarkstown led the County with more than a third of the closed transactions. Ramapo soars once again, leading in the County with the highest median sales price.

Here’s a comparison of the median sales price for the month of November for prior years:

November 2022: $616K
November 2021: $600K
November 2020: $519K
November 2019: $465K
November 2018: $459K

This is just a snapshot of Rockland's Real Estate Market.  If you would like further information or would like to talk about our Real Estate market, reach out to me. I would love an opportunity to Talk Real Estate with you!

View available Rockland County properties by town:

LINDA DEFILIPPO NOVEMBER

Our goal is to provide you with the latest market stats for the neighborhoods you love. To get personal insights delivered directly to your inbox, sign up for our Neighborhood Newsletter here.